How to Use the Capital Control System to Buy Cars and Get Paid for Every Vehicle You Own
by Brad Bidner
3 min read
For most people, buying a car is one of the biggest financial expenses they’ll ever make.
🚘 You either:
Pay cash and drain your savings, losing out on potential investment growth.
Finance through a bank or dealership, paying thousands in interest over time.
Lease, which means you’re making payments forever and own nothing in the end.
But what if buying a car could actually make you money instead of costing you?
What if you could finance your own vehicle, recapture the interest, and still have your money growing at the same time?
That’s exactly what the Capital Control System allows you to do. This strategy flips the traditional approach to car buying on its head - giving you complete control while turning every vehicle purchase into a financial advantage.
1. The Problem: The Traditional Way of Buying Cars is Costing You Thousands
Most people buy cars the way they’ve been taught:
they pay cash, finance through a bank, or lease. But all of these options come with major downsides.
🚫 Paying Cash – Draining Your Savings
✔️ You avoid interest payments.
❌ But you lose liquidity - your money is gone.
❌ You lose investment growth - that cash could have been compounding elsewhere.
🚫 Financing – Making the Banks Rich
✔️ You keep your savings intact.
❌ But you pay thousands in interest - which goes straight to the bank.
❌ The bank controls your loan - miss payments, and they can repossess your car.
🚫 Leasing – Paying for a Car You’ll Never Own
✔️ Lower monthly payments.
❌ But you own nothing - at the end of the lease, you either renew or buy the car at a premium.
❌ It’s a permanent expense with no return on investment.
No matter which option you choose, the traditional system is designed to make banks and lenders rich while leaving you with a depreciating asset.
2. The Solution: How the Capital Control System Turns Car Buying Into an Advantage
Instead of losing money on cars, the Capital Control System allows you to buy vehicles while keeping your money growing, recapturing interest, and staying financially flexible.
Here’s how it works:
✔️ You store your money in a private banking system that grows tax-free.
✔️ When you need a car, you borrow from yourself - just like a bank would.
✔️ Your money keeps compounding in the background, even while you use it.
✔️ You make “car payments” back to yourself so the interest stays in your pocket.
This is how banks profit from car loans - they lend out money, collect payments with interest, and keep growing their wealth. Now, you can use the same strategy - except you keep the profits.
3. Real World Example: How to Make Money on Every Car You Buy
Let’s say you want to buy a $50,000 vehicle. Here’s how it plays out under different financing methods:
Option 1: Paying Cash
You withdraw $50,000 from your savings.
You own the car, but your savings balance is now $0.
That $50,000 could have been earning 5-6% annually in an investment.
Total cost: $50,000 + lost investment growth.
Option 2: Financing (5-Year Term at 6% Interest)
The bank lends you $50,000.
You pay $58,000+ over 5 years, losing $8,000 to interest.
The bank profits from your payments.
Total cost: $58,000.
Option 3: Using the Capital Control System
You borrow $50,000 from your private banking system.
Your original $50,000 continues to grow tax-free, earning compound interest.
You make payments back to yourself, just like a car loan - except you keep the interest.
After 5 years, you own the car AND your money has continued to grow.
Total cost: $0 net loss, because you recaptured the interest.
4. The Secret Wealth Strategy: Becoming Your Own Lender
This strategy doesn’t just work for cars - it works for any major purchase.
✅ Want to buy a motorcycle, boat, or RV? Use your private banking system instead of a traditional loan.
✅ Need to finance home renovations? Borrow from yourself and pay yourself back.
✅ Thinking about upgrading your business equipment? Finance it through your own system and keep the interest.
Instead of relying on banks, credit cards, or dealership loans, you can use your own wealth system to finance anything while keeping your money working for you.
5. The Extra Advantage for Incorporated Professionals & Business Owners (CIRP Strategy)
If you’re incorporated, you can take this strategy even further with the Corporate Insured Retirement Plan (CIRP).
🔹 How CIRP Helps You Finance Vehicles & Purchases Tax-Free
✅ Use corporate funds to purchase vehicles tax-efficiently.
✅ Deduct business related vehicle expenses while keeping capital growing.
✅ Extract money from your corporation tax-free for personal purchases.
✅ Build a long-term financial system that benefits you not just the CRA.
For business owners and incorporated professionals, this is the most powerful way to finance purchases while reducing taxes.
6. The Bottom Line: Take Control & Keep More of Your Money
Every time you buy a car, finance an asset, or take out a loan, you have two choices:
Let banks and lenders profit from your hard-earned money.
Use the Capital Control System and keep the profits for yourself.
The strategy is simple but powerful - instead of paying interest to banks, you become your own lender, grow your wealth tax-free, and keep more of your money working for you.